Industries/Crypto & digital asset firms
Fiat banking and closefor digital asset businesses.
Digital asset businesses still run fiat payroll, banking, and GAAP close alongside on-chain activity. FinanceAI focuses on fiat bank reconciliation, KYB for corporate customers and partners, and month-end close — it does not replace blockchain analytics or travel rule vendors.
Evolving state and federal expectations for VASPs, BSA/AML programs, and accounting for digital assets under applicable GAAP — firms should consult counsel on licensing.
Challenges in crypto & digital asset firms
Exchange vs bank timing
Fiat withdrawals and deposits lag exchange ledger timestamps.
KYB for corporate traders
Shell companies and nested DAOs complicate ownership.
Fee and custody account flux
Volume-linked fees move materially month to month.
Workflows with human checkpoints
Fiat banking reconciliation
Reconciliation Agent- Today
- Finance downloads bank CSV and compares to exchange export.
- With the agent
- Agent matches on reference IDs and flags timing between bank and exchange.
- Human checkpoint
- Finance lead approves adjustments; on-chain tools remain separate.
Corporate KYB
KYC Agent- Today
- Compliance manually reviews entity docs for institutional clients.
- With the agent
- Agent highlights UBO gaps and sanctions hits with scores.
- Human checkpoint
- Compliance approves institutional onboarding.
GAAP close for fiat books
Close Agent- Today
- Close team explains custody and fee income in ad hoc slides.
- With the agent
- Close Agent documents flux drivers on fee and custody GL accounts.
- Human checkpoint
- Controller approves entries; digital asset valuation stays with specialists.
Documents you can test
Questions
On-chain reconciliation?
Not in scope today. Pilots focus on fiat bank and GL; chain analytics stay with your existing vendors.
Travel Rule?
FinanceAI does not transmit Travel Rule messages; KYC traces support your AML program documentation.
Related industries
Try institutional KYB pack for crypto & digital asset firms
Use dummy documents in the trial or explore the Aster Bank live demo. Every agent step is logged before anyone approves a journal or disposition.