Why graphs matter
Percentages on forms must agree with resolutions and registries; missing owners are a common exam finding.
Glossary/UBO
UBO
An ultimate beneficial owner is a natural person who ultimately owns or controls a legal entity customer.
How FinanceAI handles this
The KYC Agent builds an ownership graph and flags when resolutions name owners absent from UBO declarations.
Questions
25% threshold?
US rules use 25% ownership or control tests — your policy may be stricter.