Industries/Corporate treasury/Reconciliation Agent
Global operating accountscorporate treasury.
MT940 files across EUR and USD accounts apply FX rounding rules so treasury sees true breaks, not translation noise. Regional treasury analysts email exception lists weekly.
Scenarios in corporate treasury
Multi-currency rounding
FX translation differences obscure true breaks on foreign currency accounts. Agent applies consistent rules per currency and entity.
In-house bank entries
Treasurer approves material adjustments and FX revals.
Global operating accounts
September operating account activity includes outgoing wire WIRE-88213 to Halvorsen Trade Partners GmbH.
What the agent checks
- Exact amount match within penny tolerance
- Reference token match (wire ID, lockbox, check number)
- Transposition heuristic when |bank − ledger| is divisible by 9
- Deposit in transit when ledger precedes bank within N days
- Duplicate payment detection on reference + amount
- Corporate card aggregation vs individual bank debits
How it works
- 1
Ingest bank and ledger
Parse BAI2, MT940, CAMT.053, or CSV bank files alongside GL cash detail. Normalize signs, dates, and references to a common matching key.
- 2
Auto-match within policy
Pair lines by exact amount, by reference token, and by fuzzy description within date windows you configure. One-to-many and many-to-one sets are scored and ranked.
- 3
Classify exceptions
Flag transpositions when differences divide by nine, deposits in transit when bank date follows ledger date, outstanding checks when only GL shows the payment, and duplicate payments when the same reference hits twice.
- 4
Propose journals
Draft adjusting entries with memo text that quotes bank and ledger amounts. Route to approvers by threshold and account sensitivity.
- 5
Close the period
Publish a reconciliation summary with matched balance, open items, and approved adjustments — ready for controller sign-off.
Questions
Treasury workstations?
Exports from TMS and bank portals are mapped in pilot; we do not replace your TMS.
Hedge accounting?
Out of scope — FinanceAI targets cash recon, KYC evidence, and close tasks, not derivative valuation.
Does FinanceAI need live API access on day one?
No. Many pilots start with scheduled BAI2/MT940/CAMT.053 files and GL exports over SFTP. Read-only APIs come next once security review passes. The live demo uses the shared Aster Bank synthetic ledger.
What if Stellitron Intelligence is unavailable?
Every decision still runs through deterministic rules: amount matching, transposition checks, UBO percentage math, screening score thresholds, and flux materiality gates. Optional intelligence only improves extraction and narrative.